
In this video and blog post, I want to introduce you to the 9M AI investment platform presentation. Over the past few years, I have been moving more of my work online and looking at different ways to create income streams. In June 2025 a friend introduced me to a platform called 9M, which combines artificial intelligence with digital asset trading. Before I share anything publicly I like to test it for myself, so I have been using 9M personally and recently recorded a full slide presentation explaining how it works.
On this page, I will summarise the key points from that presentation and share a few personal observations. If you would like to see the full walk-through with slides, you can watch it below:
Important disclaimer
Before we go any further, a very clear disclaimer is needed. Nothing on this page, or in my video, is financial advice. I am simply sharing my personal understanding and experience of using 9M.
- I am not a licensed financial adviser.
- 9M is not regulated by a financial authority.
- All investing carries risk; values can go down as well as up.
- Never invest more than you can afford to lose.
- Always do your own research and, if necessary, speak to a qualified professional.
Please treat this as educational information only and make your own decisions carefully.
What is 9M?
According to the company’s own material, 9M is a fintech platform that uses an AI engine called Novamind to analyse markets and manage trading decisions. The idea is to give ordinary users access to a level of data analysis and decision-making that would normally only be available to large institutions.
The company describes itself as having been founded by former Wall Street professionals, AI scientists and quantitative engineers, with a global presence in places such as New York, Los Angeles, Singapore and Hong Kong. My interest in 9M was not just the technology but the way AI is being applied specifically to digital assets.
Novamind – the AI engine behind 9M
The core of the platform is the Novamind engine. Again, based on 9M’s own explanations, Novamind:
- Analyses over 150 financial markets in real time.
- Processes thousands of news reports per second.
- Makes portfolio decisions in a tiny fraction of a second.
- Allocates assets and manages risk across a large number of crypto assets.
The key claim is that the AI does not merely support a human trader but actually designs, optimises and validates strategies itself. Whether or not you are a fan of AI, it is hard to deny that this kind of speed and volume of data processing is far beyond what any human could do manually.
The 9M funds: Strategy Fund and Stable Fund
The platform offers different “funds” where users can stake their assets for a fixed period of time. In my video I focus on two of them: the Strategy Fund and the Stable Fund.
Strategy Fund (USDM based)
The Strategy Fund uses a dual-asset approach: a mixture of USD and major cryptocurrencies (such as BTC and ETH) or, alternatively, a 100% USDT option. Users lock their funds for a chosen term and receive daily rewards in a token called USDM, which is pegged 1:1 to USDT according to the company’s information.
The basic idea is:
- You choose a staking term (for example 7, 30, 90, 180 or 360 days).
- You deposit at least the platform minimum (at the time of recording, 100 USD equivalent).
- You receive daily rewards while the stake is locked.
- At maturity, you can redeem your original assets plus any accumulated rewards, subject to the platform’s fees.
Stable Fund (9MC based)
The Stable Fund is another dual-asset product, with rewards paid in the platform’s own coin, 9MC. A portion of the fund is in USD and a portion in USDM. 9M promotes this as a “no loss mining” model in which, on maturity, you can redeem the full value of the original assets while keeping the extra rewards earned in 9MC.
Again, there are fixed terms, daily reward rates and a withdrawal fee. Some users choose to hold on to 9MC in the hope that the coin itself will appreciate over time, but that is of course speculative and not guaranteed.
VIP and referral rewards (optional)
One feature that caught my attention after I joined is the optional VIP reward system. In simple terms, if you introduce other people to 9M and they choose to stake funds, you can receive a share of the platform’s profits based on your VIP level and team volume.
This is not something you have to participate in – you can simply use 9M as a customer. However, for those who actively build a team, there is an additional layer of potential income. Personally, I was initially only interested in using the platform, but once I saw how it worked, I decided to share it with others as well.
My personal experience so far
I joined 9M at the end of June 2025 and started by staking an amount I was comfortable with. Since then I have:
- Seen daily rewards credited to my account according to the chosen term and rate.
- Watched the platform interface and website improve over time as the company has updated it.
- Spoken with other users who are also seeing results, which gave me more confidence.
- Decided to attend a 9M conference in Barcelona to learn more and meet some of the leadership team in person.
That said, I still treat this as a higher-risk, higher-reward type of opportunity. I would not put all my savings into any single platform, and I always recommend that people take a cautious, informed approach.
How to get started if you decide to explore 9M
If, after doing your own research, you decide that 9M is something you want to explore, the basic steps are:
- Register on the platform using a sponsor invitation code.
- Verify your email and log in to your account.
- Transfer funds (usually in USDT) to your 9M wallet.
- Choose the fund and term you are comfortable with.
- Monitor your rewards, and withdraw or compound according to your own plan.
In my video I go through the slides in detail and show visuals of the reward examples and the different terms available, so it may be helpful to watch that alongside this article.
Click here to watch the full 9M presentation on YouTube
Pros and cons as I see them
What I like
- Daily rewards rather than waiting for yearly interest.
- The use of AI to manage risk and decisions, instead of relying solely on human judgement.
- Clear examples of how different terms affect potential returns.
- The option (not obligation) to build a team and earn VIP rewards.
What to be cautious about
- It is an unregulated platform; protections are not the same as a bank account.
- Crypto-related products are inherently volatile and higher risk.
- Reward rates and promotions can change over time.
- As with any online opportunity, there will always be unknowns.
If you treat 9M as one part of a broader strategy, rather than the only thing you ever do with your money, it may make more sense. Diversification and common-sense risk management are still important.
Related tutorials on RoyBrettonOnline.com
If you find this kind of content useful, you may also like some of my other step-by-step guides and tutorials:
- How to send currency from Revolut to 9M
- How to withdraw money from 9M
- How to create a QR code for any website
- How to create great images in Image Studio
- How to open and use Linktree for your online business
Final thoughts
9M is one of the more interesting applications of AI and digital assets that I have come across in recent years. It is not a magic solution and it certainly is not risk-free, but it is a good example of how technology is changing the way we think about investing and income generation.
If you would like to see the entire slide presentation, hear more of my own story and look over the numbers in detail, please watch the video on YouTube and feel free to get in touch if you have questions.