Interview With Stella Holman – Her Experience With The 9M AI Platform

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In this blog post and video, I want to share a conversation I had with my friend and business contact, Stella Holman. Stella is the person who introduced me to the 9M AI platform, and in this interview she explains how she found 9M, why she decided to get involved, and how it is working for her.

Click Here To Watch The 9M Presentation

Both Stella and I are active on the platform, so the aim here is simply to give you a real user’s perspective rather than theory. As always, this is not financial advice. I am just sharing what we are personally doing, so that you can do your own research and make an informed decision.

Who Is Stella Holman?

Stella has been involved in network and referral marketing for around 20 years. Over that time, she has worked with a number of different programs and built strong business relationships. One of those contacts, a gentleman called Tony K, introduced her to 9M after he started earning some passive income from the platform.

Because Stella had already worked with Tony on various projects and trusted his judgement, she was prepared to take a serious look at 9M. After joining and seeing results for herself, she then went on to share the opportunity with me and a number of others.

How Stella First Discovered 9M

Stella first heard about 9M when Tony told her that he was using a new platform which combines artificial intelligence with digital asset trading and was generating a small but consistent passive income for him. Rather than making bold promises, he simply shared his own experience and invited her to take a look.

Stella joined, started with a modest amount, and gradually built up her position. Over a period of around five to six months, she and her team grew to roughly 50 people. That team growth, combined with her personal staking, has turned 9M into a meaningful additional income stream.

Why 9M Stood Out Compared To Other Platforms

There are many platforms and “opportunities” online, so Stella and I are cautious about what we get involved with. A few things that stood out to Stella were:

The ethos and philosophy of the company: 9M talks a lot about helping people from all walks of life, whether they want to stay completely passive or build a team.
Flexible entry point: you can start with a relatively small amount (the minimum deposit is currently 100 dollars) and build up over time.
Potential to build teams: for those who enjoy working with others, there are challenges and a structured plan that reward team-building.
Real-world events: Stella attended an official 9M event in Barcelona, which helped her see that there is a real company, leadership and community behind the platform.

Stella particularly liked the fact that you do not have to build a team if you do not want to. You can simply stake your funds and let the system run, or you can share it with others and potentially accelerate your results.

Meeting The CEO In Barcelona

One of the big confidence builders for Stella was travelling to Barcelona for a 9M event. She flew out after work, arriving around 1 am, and joined a large group of members the following day. At the event, she:

Met the CEO and other leaders in person.
Saw people recognised on stage for reaching different levels in the plan.
Experienced the atmosphere and enthusiasm first-hand.
Noticed that the company covered hotel costs for certain ranks and provided refreshments for attendees.

Seeing the leadership, hearing their vision and watching people receive real rewards gave her extra reassurance that this was more than just a website. From my perspective, this kind of transparency is always helpful when evaluating any platform.

Starting Small And Seeing Results

Stella started at the basic level with a 100 dollar stake. As she mentioned, this is the sort of amount many people could spend on a single evening out at a nice restaurant. Instead of disappearing in a few hours, that same 100 dollars can be put to work inside the platform.

Within a couple of days of staking, Stella began to see daily returns based on the amount she had committed. Later on, when I joined and staked 1,000 dollars, that also helped unlock additional VIP rewards for her as my sponsor, which increased her daily income further.

In my own case, it took around two weeks before my earnings reached the next 100 dollar point, which allowed me to stake again. Over time, as the account grew, I reached the stage where I could stake roughly every other day. If you would like a more detailed breakdown of staking options and time frames, I have a separate post here:

How long should you stake for on 9M?

Security, KYC And Common Concerns

Whenever people hear about a digital platform, one of the first questions is usually about security and the risk of losing money. Stella and I talked through some of the safeguards that 9M has put in place, including:

Two-step authentication: 9M uses both email codes and an authenticator app, so logging in or updating the app requires two security checks, not just a password.
Personal wallets: you look after your own account and funds rather than everything sitting in one central “big wallet”, which is the case with some other programs.
App updates: when there is a new version of the app for Android or iPhone, you download it again and go through the security steps, which adds another layer of protection.
KYC and risk questions: the exchanges and services you use to move money into crypto will ask you to complete KYC (Know Your Customer) checks and questionnaires about your risk tolerance.

It is also important to remember that any online investment, especially those involving digital assets, carries risk. You should only ever use money you can afford to put at risk. If you want some general tips on staying safe in the online world, you may find this post helpful:

How to avoid online scams

Who 9M Might Be Suitable For

From our conversation, a few types of people stood out as potentially being a good fit for 9M:

People who want a hands-off way to put some money to work and are happy to let it run once everything is set up.
Those who would like to build a team and create a larger, longer-term income by sharing the platform with others.
Individuals looking to raise funds for a specific cause or project, such as paying off debts or saving towards a property.
People who are willing to learn how the platform works, follow a process and accept that there is real risk involved.

Stella gave an example of someone who had invested in property, been hit by rising interest rates and struggled to keep up. By using 9M and building their account, they were able to turn things around and move towards living debt free. Of course, everyone’s situation is different, and there are no guarantees, but these are the kinds of stories that encouraged us.

Stella’s Personal Goals With 9M

Before 9M, Stella was unsure whether she would ever be able to afford to retire. Her plan is to retire in 2028, but with normal income and rising living costs, that did not look very realistic.

Since building her 9M account, Stella now believes there is a genuine possibility of retiring in 2028 and even being able to buy a property again. She has owned property in the past but had to sell her house, so for her, 9M is partly about getting back on the property ladder and creating more security for the future.

For me, one of the encouraging things about this is that it is a practical, measurable goal. Stella is not talking about overnight riches; she is talking about a long-term plan over several years.

Different Staking Periods And Flexibility

One of the questions people often ask is how long they should stake for. 9M offers several different pledge cycles, including 7 days, 30 days, 90 days, 180 days and 360 days. In simple terms:

Shorter cycles (like 7 or 30 days) keep your money more liquid but usually offer a lower daily rate.
Longer cycles (such as 180 or 360 days) lock your funds for longer but tend to offer a higher daily rate.

Some people like to “test the water” with a 7-day stake first, withdraw their money and then decide whether to commit for longer. Others, like myself, have chosen to stake for 360 days to get the higher rate, treating it as a longer-term stake.

If you would like a step-by-step walkthrough of how I think about pledge cycles and the process I follow in my own account, you can read this detailed tutorial:

How long should you stake for on 9M?

Funding And Withdrawing – Practical Tutorials

In the interview, Stella and I also touched on the practical side of moving money in and out of 9M. To keep this blog post focused on the interview itself, I have created separate step-by-step guides which you can follow:

These tutorials show you exactly what to click, which networks to choose and how to avoid common mistakes with wallet addresses.

Putting 9M In The Wider Online Income Picture

Although this particular post focuses on 9M, it is only one part of my overall online business. Over the years I have built websites, created content and used affiliate marketing to generate income. If you would like to see how I think about the broader “make money online” process, you may find these articles useful:

These posts explain how 9M fits into my wider strategy and why I always recommend learning how online business works rather than relying solely on any single platform.

Final Thoughts

Spending time with Stella on this interview reminded me how powerful it is to hear from real people rather than just reading sales pages. In summary:

Stella discovered 9M through a trusted business contact she had worked with for many years.
She liked the company’s ethos, the flexibility of staking and the option to build a team.
Travelling to Barcelona and meeting the leadership in person gave her extra confidence.
Starting with 100 dollars and building steadily has helped her move towards her retirement goals.
Both of us are very clear that you should only ever invest what you can afford to lose and always do your own research.

If you would like to know more, you can watch the full intervi